Buying Homeowner’s Insurance
In order to guard yourself from risk and certain liability, it is essential to invest in a homeowner’s insurance policy that will give you appropriate protection. Although such policies are not a requirement by law, any mortgage company will require this as a stipulation to receiving your next home loan. Types of Policies Several types of plans are available that …
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Buying A Rental For Your College Student
If your college student is getting ready to live off campus, buying a rental property or condo may be an option worth considering. Of course, with high rental costs and the opportunity to create a tax shelter for your hard earned money, this is a strategy many parents have found to be beneficial. An investment property is an excellent opportunity …
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Durango Ski Homes For Sale
Imagine a Colorado residence rising above some of the finest powder snow in the entire world. Durango ski homes are rare mountain retreats that can place you mere steps away from unforgettable snow-capped views and vertical drop experiences. Close to high-speed lifts, these properties leave you minutes away from peak heights from where you can sail down vast acres of …
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Why Own A Vacation Home Or Rental In Durango?
Durango is known for its laid-back people, unique cultural heritage, and most of all, sweeping panoramic views of the mountains. This appeal makes Durango a prime spot for people from all over the world. If you enjoy spending time in Durango, you may want to consider investing in a vacation home. Here’s why: Outdoor Recreation Given the beautiful scenery in …
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Getting A Fair Price On Your Home Purchase
One of the most important aspects to buying a home in Durango, Colorado is to ensure that you purchase for a fair price. Since there are certain key steps that you must follow in order to make a sound decision, it pays to have a knowledgeable Realtor on your side who will be able to help obtain the best and …
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Four Reasons To Invest In Your Durango Future Today
There is really no better time (price, financing rates, incentives) then now for buying Durango real estate. Between lower prices, motivated sellers, financing rates and other incentives, the local market is ripe for a good deal. At some point this will change, and once sellers realize buyers are back, prices go up, inventories drop and negotiations get harder and deals …
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Qualifying for a Home
Spending time looking at properties without knowing what you qualify for (and are comfortable with) is like the preverbal “cart before the horse” analogy. This scenario leads more often than not to a letdown for all parties (You, the Seller and the Realtor(s)). In this day and age of strict underwriting guidelines that include low Debit to Income ratios as …
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30-Year Rates Hit Record Lows
It’s almost unbelievable, but it’s true. As of November 2011, Mortgage rates are at all time lows across the board. When I read this article earlier this morning, I was aware of the fact that rates have been low for a while, but sometimes seeing it on paper (or a screen) can have an additional impact. In an online article …
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Durango Building Permits Increase to Pre Crash Levels
Despite what you may still be hearing in the national news, things are starting to get better here in the Durango real estate market. In an article that was published in the Durango Herald (our local newspaper) on Sunday, the City Planner describes the recent increase in building permits and what that likely indicates from a market standpoint. Another well …
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3rd Quarter Sales Statistics
The Durango Area Association of REALTORS® statistics are being provided for information to consumers in the La Plata County real estate market. The information is for the nine month period (YTD), January – September 2011, as compared to the same period for the previous three years. As an overview, the La Plata County residential real estate market has continued to …
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